A lien is a legal process to financially protect anyone involved with building, remodeling, or working on a home. It ensures that they will be paid for work performed and building materials supplied. Who can file against you as the homeowner? Not just the general contractor and the carpenters, plumbers, electricians, etc. that he hires. It extends to land surveyors, architects, and engineers.
If your property is filed against and the case goes to litigation and it goes badly for you, the local sheriff can sell your home and use the proceeds to pay off your bills.
How is a Mechanics Lien Filed?
Workers have a right to be paid, in a reasonable amount of time, for work successfully completed. It's not enough to pay the general contractor; you will still be liable if he fails to pay material suppliers or subcontractors.
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